Chrysostomos Kritiotis is the Managing Director of Logicom Solutions, a company that provides end-to-end technology solutions and services spanning from strategic ideation and crafting of a digital vision to supporting organizations realize value through the right execution and implementation of technology projects. He joined Logicom Solutions in 2018 to help with the set-up of the digital advisory practice of the company, focusing on providing a complete set of services around Digital Transformation, Analytics and Cybersecurity. Previously, he served as the Country Lead for SAS in Cyprus and the Financial Services Lead for Bulgaria and Greece. Chrysostomos started his career in Citibank as a Risk Analyst and then moved to KPMG where he worked for the Financial Risk Management Department of the Firm. He holds a BA in Mathematics and Statistics from Macalester College in the US and an MSc in Operational Research from LSE in the UK.

Christodoulos Patsalides is a holder of a PhD in Economics from the London School of Economics. He worked at the Central Bank of Cyprus (CBC) and then at Bank of Cyprus, where he reached the position of First Deputy CEO. He also served as Chairman of the Board of the Association of Cyprus Banks and of Artemis Credit Bureau. In October 2020 he exited Bank of Cyprus and provided advisory services. In March 2023 he was appointed as Special Adviser to the President on Economic Affairs. Since 11 April 2024, he is the CBC Governor and a member of the Governing Council of the ECB.

Panicos Nicolaou is the Chief Executive Officer and Executive Member of the Board of Directors of Bank of Cyprus since September 1, 2019. He joined the Bank in January 2001 and started his career serving at various positions, mainly in the Corporate and Credit Risk departments. He was the Manager in the Restructuring and Recoveries Division from April 2014 until June 2016.  From June 2016 until August 2019, he served as Director of Corporate Banking Division. He holds a diploma (5-year degree) in Mechanical Engineering from National Technical University of Athens (Metsovio Polytechnic) in Greece, and an MSc in Mechanical & Industrial Engineering from the University of Illinois at Urbana-Champaign in the USA. He also holds a BSc in Financial Services/ACIB from the School of Management, UMIST in the UK. Panicos is the Chairman of the Board of Directors of the Association of Cyprus Banks (ACB), Chairman of the Board of Directors of the Employers’ Association of Cyprus Banks, and Board member and member of the Executive Committee of the Cyprus Employers & Industrialists Federation (OEB). He is also Board member of European Banking Federation (EBF).

Michalis Louis holds a B.A. in Accounting from the University of West London and an M.Sc. in Accounting & Finance from the London School of Economics. He has also completed executive banking programs at INSEAD and London Business School. He began his career in 1987 at the Cyprus Popular Bank Group, holding senior managerial roles and serving on the boards of several subsidiaries. From 1989 to 1991, he worked in New York with HSBC/Marine Midland Bank in Corporate Finance. In 2004, he became Group General Manager and Executive Director of International Operations at Cyprus Popular Bank. In 2007, he became CEO of Eurobank Cyprus Ltd. In 2014, he was appointed Head of International Activities at Eurobank Group and served on its Executive Board, overseeing international operations and subsidiary boards. On 18 September 2024, he was appointed CEO of Hellenic Bank. Following the 2025 merger with Eurobank Cyprus Ltd., he continues as CEO of the combined entity, Eurobank Limited.

Miltos Michaelas is the Managing Director of Alpha Bank Cyprus and an Executive Member of the Bank’s Board of Directors since June 2023. He graduated from Aston University, BSc Management and Computer Science and also holds an MBA in Financial Studies from Nottingham University. He is a Chartered Director, a title awarded by the Institute of Directors (UK), and was also an Associate of the Chartered Institute of Bankers. He has served in a number of executive positions and on the boards of directors of banking institutions in different countries. He has held senior roles in Wholesale Banking and Financial Services from 1992 to 2001, when he was appointed General Manager of Laiki Bank (Australia) Ltd (since renamed to Bank of Sydney). In 2006, he was assigned the role of General Manager of International and Financial Services at Laiki Bank in Cyprus. From 2013 to 2016 he served at Bank of Cyprus as the Director of International Operations. In 2016, he returned to Bank of Sydney in Australia where he held the position of CEO until his move to Alpha Bank Cyprus.

Mr. Agioutantis (George) is the Chief Executive Officer and Executive member of the BoD of National Bank of Greece (Cyprus) Ltd since March 2023. Prior to his current role he has served as the Chief Executive Officer and Executive Board member of NBG Bank Malta Ltd, as well as the Chairman of the Board of NBG (Malta) Holdings Ltd, whilst before he held the role of Head of Business Strategy & Corporate Development at National Bank of Greece since 2014. Mr. Agioutantis started his career in 1995 in New York (USA) in investment banking/structured finance with bulge-bracket firms (UBS, Citibank) and upon his return in Greece spent 12+ years in financial services advisory / consulting primarily working at Big-4 firms (EY, Arthur Andersen) and an additional 5+ years in commercial leadership positions with FinTech companies covering the EMEA region. His academic credentials include a Bachelor of Science (BSc.) in Finance and International Business from New York University (Leonard N. Stern School of Business) and a Master in Business Administration degree in Strategy & Operations from ALBA Graduate Business School (ACG).

Khalil Letayf holds an engineering degree from Ecole Centrale de Paris. He has held various positions in the banking sector in France and Lebanon. He is Deputy General Manager of SGBL in Lebanon since 2008. He joined SGBCy in July 2014 as Chief Executive Officer.

Martin Neisen oversees the Governance, Risk, and Compliance (GRC) practice at PwC Germany, which includes a team of 500 professionals focused on GRC matters for banks, insurance companies, and asset managers. With over 20 years of experience in the financial services industry, he is regarded as an authority in regulatory compliance, risk management, and the implementation of global standards such as Basel IV. He also leads the SSM Office within PwC, coordinating collaboration with SSM-supervised banks across the Eurozone.

Christina Kokkalou is the founder and Managing Director of IMR/University of Nicosia™, one of the leading Data Analysis and Strategic Consultancy organizations in Cyprus. With over 25 years of industry expertise, Christina has partnered with top-tier organizations, including major banking institutions, to deliver impactful, data-driven strategies that align with the complex demands of the financial sector. Under her leadership, IMR has been at the forefront of digital transformation, establishing a Market Business Intelligence unit.

This unit offers innovative, customized solutions through advanced real-time and predictive analytics, enhancing customer experience, strengthening the bank’s public image, refining market positioning, and enabling precise customer profiling and segmentation. It also supports the development of new products and services, ensuring that financial institutions remain agile and responsive to market demands.

Ram Devanarayanan is the head of business consulting for Finacle Europe with over 20 years experience partnering with IT and business leaders in the banking industry.  Having started his career in retail banking operations and business development, Ram has extensive banking product experience across solution consulting, product management, and pre-sales across 3 continents.

Pavlos Kleanthous is the founder and CEO of Parsectix, a future-ready cloud consultancy delivering secure, high-impact software and infrastructure solutions across the EMEA region. With over 15 years of experience in distributed systems, cloud-native architectures, and DevSecOps strategy, Pavlos is a trusted technical leader and advisor to clients in banking, SaaS, and the public sector. His leadership blends deep engineering expertise with a sharp cybersecurity lens, helping organizations modernize securely, mitigate risk, and stay resilient. Through Parsectix, he drives digital transformation and empowers teams to adopt cloud and AI technologies with confidence and control.

Christia Evagorou is the Group Deputy CEO and Group Chief Corporate Officer at payabl., where she plays a central role in shaping corporate strategy and leading the execution of key initiatives across global operations. A Chartered Accountant (FCCA, ICAEW) and qualified lawyer (Cyprus Bar Association), Christia has more than 15 years of experience spanning tax advisory, M&A, and financial services regulation. Before joining payabl. in 2024, she held senior leadership roles at PwC and KPMG UK, advising global clients on complex cross-border matters. Alongside her executive role, she serves on the Board of the Cyprus Investment Funds Association, where she contributes her expertise to advancing and strengthening the country’s investment funds sector.

Vicky is a Fellow Chartered Accountant, member of the ICPAC and CAMS member. She joined ECOMMBX as the Anti-Money Laundering Compliance Officer on April 1^st, 2021 after being with PwC Cyprus for a total of 15 years. During her career, Vicky serviced a wide range of financial services clients including credit institutions, EMIs and investment firms, offering advisory services in the areas of risk management, regulatory compliance, governance and internal controls.

Panayiotis Theodosiou is a technology and operations leader with deep expertise in financial services and digital transformation. As Chief Operations Officer at Moneygate Solutions, he oversees technology infrastructure, payments networks, and operational excellence across the organization. With a background spanning product management, systems architecture, and fintech innovation, Panayiotis drives initiatives that enhance efficiency, scalability, and compliance alignment. He is also the founder of PrimeAML, an AI-powered platform revolutionizing transaction monitoring and regulatory intelligence. Passionate about bridging technology with business strategy, he focuses on building resilient systems, optimizing end-to-end operations, and shaping the future of intelligent financial ecosystems.

Andreas Vassilopoulos is the Founder and Managing Director of Sliq, leading the launch of innovative payment solutions including Sliq Business and an upcoming consumer wallet, with the aim of transforming digital payments across Cyprus and Europe. He is also Business Development Director at G.A.P. Vassilopoulos Group, where he has driven digital transformation and played a key role in developing payment services such as Vpayments. In 2020, he co-founded Fetch, an on-demand retail platform supporting local businesses. Andreas holds degrees from the University of Richmond and the University of Westminster and began his career at DB Schenker in Miami.

Ioannis Georgoulas is a certified board director with a specialization in banking from INSEAD and holds professional certifications in banking and green & sustainable finance from the Chartered Banker Institute. He has founded several companies in the fields of corporate communications and technology, and specializes in corporate governance, regulatory frameworks for financial services firms, and emerging technologies. He has served on the Board of the Cyprus Securities and Exchange Commission, appointed by the Council of Ministers. He is currently an independent non-executive director at EcommBX, Société Générale Bank Cyprus, FXCM (a subsidiary of Jefferies Group), and TFI Markets. He is Chairman of the Cyprus Association of Electronic Money and Payment Institutions (ACEMPI) and a board member of the Cyprus–U.S. Chamber of Commerce. He has served on various boards in the private sector and in charitable organizations, and is an alumnus of the International Visitor Leadership Program (IVLP) of the U.S. Department of State. He holds an MBA, a BSc in Business Information Systems, and a Diploma of Higher Education in Computer Sciences.

Askar Akhayev is the Head of the Sanctions Compliance Division at Freedom Bank Kazakhstan. He has over 12 years of experience in law, banking, and consulting, including five years with KPMG. His professional expertise covers sanctions compliance, international regulatory frameworks, and risk management. Throughout his career, he has been involved in the development and implementation of internal policies, led projects to improve compliance processes, and actively engaged with regulators. At Freedom Bank Kazakhstan, Askar took the initiative to establish a dedicated sanctions compliance function, substantiated its necessity, and was appointed to lead the newly formed team. Today, he is responsible for the Bank’s overall sanctions compliance strategy, development of internal procedures, and staff training, as well as representing the Bank in dialogue with international and national bodies, including participation in industry meetings with OFAC and OFSI.

Vasilis Charalambous is a Senior Lawyer at George Z. Georgiou & Associates LLC and the Head of GZG Tech, advising public and private sector clients on emerging technologies including Artificial Intelligence, Blockchain, Cryptocurrencies and personal data issues. He is the President of the Technology Committee of the Cyprus Bar Association and a regular speaker at conferences and seminars and writes for various publications on topics related to innovation and technology.

Following a 23 year career as a Partner in PwC Greece, George acts as a Senior Advisor responsible for Growth Strategy formulation and Business / Practice development on new Geographies, responsible in specific for leading the cooperation with the PwC Cyprus Office around Technology Services offerings (Enterprise Digital, Cybersecurity, Applications & AI, Data and Analytics).

He started his career as a Management Consultant in PwC UK, London office. He continued his career in I.S Latsis Group of Companies in Greece, in the capacity of an Advisor to the CEOs / C-Suite, concerning reorganisation and technology initiatives of the Group.

He has rejoined PwC and established the Technology Practice that he has led over 20 years, being responsible for all information Technology (IT) Advisory related Product and Services for PwC in Greece. He has cooperated with Management Teams of major Organisations in Financial Services, Telecoms, Private Companies and Public Utility Organisations (ΔΕΚΟ).

He has served as President and member of the Governance Body of PwC in Greece as well as Managing Director and Board Member of PwC Business Consulting Entities.

He holds a BSC in Mathematics (University of Athens) and an MSc in Analysis, Design and Management of Information Systems (LSE).

Christoph Pliessnig, Teroxx founder and entrepreneur, began his career in the insurance industry, where he learned how crucial clear, comprehensive advice is for sophisticated wealth decisions. Seeing digital assets as the next frontier for regulated diversification, he shifted his focus to building transparent, institution-grade access to this new asset class. Rising demand for his ability to turn complexity into clarity led him to found Teroxx Global Group in 2018, creating a boutique digital asset house that combines regulatory rigor, exceptional service standards, and digital sovereignty for affluent clients.

Michael Skender is the Chief Financial Officer of CYTA, leading the financial strategy of Cyprus’s flagship telecom provider through a period of accelerated digital transformation. With over two decades of executive experience in technology-driven organizations—including JCC Payment Systems, 3CX Group, MTN Cyprus, and CTC—Michael has a proven track record in aligning finance with innovation, growth, and operational excellence.

He specializes in telecoms, fintech, strategic planning, digital enablement, and the integration of emerging technologies into financial ecosystems. A forward-thinking leader, he empowers individuals to embrace AI, automation, and data intelligence for smarter decision-making. Michael is an ACCA-certified professional with a BA (Hons) in Accounting and Finance from Southbank University, London.

Katerina Christofalou is Sales Manager at Logicom Solutions, where she helps organizations navigate their digital transformation journeys by aligning cutting-edge technology solutions with strategic business goals. Before joining Logicom, she held key roles in the tech industry, including Senior Territory Account Manager at VMware, Account Executive at Dell, and Sales Manager at Performance Technologies. With a strong background in enterprise sales and customer engagement, Katerina brings a wealth of experience in cloud, infrastructure, and digital innovation. She holds a BSc in Computer Engineering and Informatics from the University of Patras and an MBA from the Athens University of Economics and Business.

Joseph was born in 1984. He graduated from the English School Nicosia and in 2006 obtained his B.Sc. degree in Economics, from the University College London (UCL). He is a qualified Chartered Accountant and holds an Executive master’s in Business Administration (Executive M.B.A.) from the University of Cambridge in the United Kingdom. Between 2007 and 2017 he worked in various Global Banking Institutions in London, after completing his qualification with Ernst & Young London, while working within their Investment Management Assurance practice. In 2010 he joined the Royal Bank of Scotland (RBS), as Manager in a variety of Group Strategy and Risk roles. At RBS, Joseph was heavily involved in the balance-sheet restructuring that underpinned the Bank’s financial and operational turnaround during that time, including work on the ringfencing of the Bank’s Retail activities, the divestment of ~300 branches and the Asset Protection Scheme. In 2014, Joseph joined HSBC, as a Senior Portfolio Manager, leading a plethora of de-risking activities with a focus in commercial banking and a mandate that span across the European region and immersed himself in key strategic and regulatory risk initiatives for HSBC Europe. In August 2017, he joined Hellenic Bank as Manager of Enterprise Risk Management & Governance. In April 2020, he was appointed as Interim Chief Risk Officer and in September 2020 was appointed as Chief Risk Officer, a position he now holds for Eurobank Ltd, following the legal merger. He was a core member of the deal team that negotiated the agreement for the acquisition of ex-CCB assets and liabilities but also heavily involved in other transactions (RCB, CNP etc).

Soteroula Koutsofta is Senior Manager in Sales & Business Development focusing on Financial Services at Logicom Solutions, a leading IT services and solutions provider in Cyprus, Greece and Malta. She joined Logicom Solutions in 2005 and, in her role, drives strategic client engagement, business growth and tailored technology-enabled solutions for banking and financial institutions. With strong expertise in commercial strategy, market development and collaboration across different industries, Soteroula plays a pivotal role in supporting financial organisations through digital transformation and business innovation. She holds a BSc and a Master of Applied Science (MAppSci) in Computer Science from the University of Glasgow.

Phivos is a graduate of the English School, Nicosia, and holds a BSc (Hons) in Economics & Accounting from City University, London, and an MA in International Business & International Financial Management from the University of Reading. He began his banking career at Arab Bank Cyprus in 1988, serving in various senior roles until 2008, concluding as General Manager Operations & Customer Services. He joined Hellenic Bank in 2008, later becoming Chief Operating Officer and Chief Integration Officer, leading the successful integration of the Cyprus Cooperative Bank. From 2021 to 2024, he headed Technology & Operations. He is currently Chief Operating Officer at Eurobank.

Maria M. Kiteou holds the position of Manager of the Operations Division at National Bank of Greece (Cyprus) Ltd, overseeing a broad range of banking activities including the International-Syndication Desk, Customer/Loans Administration, Cards, Payments, supporting the Bank’s strategic growth. With over two decades of experience in financial services, she has played a pivotal role in establishing the Bank’s International Business Banking Units and expanding its Trade Finance activities.  Prior to joining NBG, Maria held senior positions at Barclays International for almost ten years, where she delivered a wide spectrum of services to international clientele mainly to UK, Eastern Europe, AFCARME, Saudi Arabia countries.

Born in 1969, he is a key player at Alpha Bank, contributing significantly to the success of the Organization. His educational background includes studying BΕng Electrical and Electronics Engineering and obtaining an MSc in Engineering and Physical Science in Medicine from Imperial College, University of London, showcasing a unique blend of technical knowledge and strategic insight. Joining Alpha Bank in 1994, he embarked on his professional journey as a dealer in the Treasury Division. His early responsibilities centered around managing the Bank’s foreign exchange and interest rate risk, displaying a keen understanding of financial intricacies. In 2000, his capabilities were recognized when appointed by the Managing Director to set up Alpha Finance Ltd as a Manager. In this pivotal role, he demonstrated leadership and organizational skills by supervising all aspects of the company. Transitioning to the Cards Division in 2004, he not only served as a Supervisor but also played a key role in establishing a new unit responsible for assessing all retail credit applications. His career within the organization continued to progress as he moved through various roles, ultimately becoming the Manager of the Division. Since 2011, he has held the significant position of General Manager of Operations and an executive member of the Board of Directors at Alpha Bank. In this capacity, he oversees critical operations divisions, including IT, organization, digital banking, MIS and planning, property, payments, and investment products operations. His role extends to formulating and implementing the business and IT strategy of the Bank, reflecting his comprehensive approach to contributing to Alpha Bank’s continued success.

Nikolas Anastasiou is the Director of Business Solutions and Services of Logicom Solutions, focusing in providing software solutions and advisory services around Digital Transformation, Data, Analytics and AI. Nikolas has also served as Head of Analytics and Digital of the Business Consulting Services of the company. Before joining Logicom Solutions, Nikolas has co-founded and served as Technology Director at Emergent Systems, specializing in providing analytics and business intelligence services in the financial sector. Nikolas holds BSc, MSc and PhD degrees, starting with mathematics and specializing in computing, from Imperial College London. He also obtained an MBA degree from CIIM where he also served for over 3 years as visiting faculty, teaching Data Mining, Decision-Making and Visualization.

Donna Kaparti is a TV presenter, journalist at IMH, and content creator who makes healthy lifestyles and business topics look entertaining. Born in Cyprus and holding a degree in Political Sciences, she digs into stories with curiosity, a dash of sarcasm, and a healthy snack or protein shake in hand. Beyond reporting, presenting, and asking CEOs what keeps them up at night, she partners with lifestyle and wellness brands, translating complex ideas into content that actually makes sense, reminding everyone that journalism was never really boring.