Chrysostomos Kritiotis is the Managing Director of Logicom Solutions, a company that provides end-to-end technology solutions and services spanning from strategic ideation and crafting of a digital vision to supporting organizations realize value through the right execution and implementation of technology projects. He joined Logicom Solutions in 2018 to help with the set-up of the digital advisory practice of the company, focusing on providing a complete set of services around Digital Transformation, Analytics and Cybersecurity. Previously, he served as the Country Lead for SAS in Cyprus and the Financial Services Lead for Bulgaria and Greece. Chrysostomos started his career in Citibank as a Risk Analyst and then moved to KPMG where he worked for the Financial Risk Management Department of the Firm. He holds a BA in Mathematics and Statistics from Macalester College in the US and an MSc in Operational Research from LSE in the UK.

Christodoulos Patsalides is a holder of a PhD in Economics from the London School of Economics. He worked at the Central Bank of Cyprus (CBC) and then at Bank of Cyprus, where he reached the position of First Deputy CEO. He also served as Chairman of the Board of the Association of Cyprus Banks and of Artemis Credit Bureau. In October 2020 he exited Bank of Cyprus and provided advisory services. In March 2023 he was appointed as Special Adviser to the President on Economic Affairs. Since 11 April 2024, he is the CBC Governor and a member of the Governing Council of the ECB.

Mr. Agioutantis (George) is the Chief Executive Officer and Executive member of the BoD of National Bank of Greece (Cyprus) Ltd since March 2023. Prior to his current role he has served as the Chief Executive Officer and Executive Board member of NBG Bank Malta Ltd, as well as the Chairman of the Board of NBG (Malta) Holdings Ltd, whilst before he held the role of Head of Business Strategy & Corporate Development at National Bank of Greece since 2014. Mr. Agioutantis started his career in 1995 in New York (USA) in investment banking/structured finance with bulge-bracket firms (UBS, Citibank) and upon his return in Greece spent 12+ years in financial services advisory / consulting primarily working at Big-4 firms (EY, Arthur Andersen) and an additional 5+ years in commercial leadership positions with FinTech companies covering the EMEA region. His academic credentials include a Bachelor of Science (BSc.) in Finance and International Business from New York University (Leonard N. Stern School of Business) and a Master in Business Administration degree in Strategy & Operations from ALBA Graduate Business School (ACG).

Christina Kokkalou is the founder and Managing Director of IMR/University of Nicosia™, one of the leading Data Analysis and Strategic Consultancy organizations in Cyprus. With over 25 years of industry expertise, Christina has partnered with top-tier organizations, including major banking institutions, to deliver impactful, data-driven strategies that align with the complex demands of the financial sector. Under her leadership, IMR has been at the forefront of digital transformation, establishing a Market Business Intelligence unit.

This unit offers innovative, customized solutions through advanced real-time and predictive analytics, enhancing customer experience, strengthening the bank’s public image, refining market positioning, and enabling precise customer profiling and segmentation. It also supports the development of new products and services, ensuring that financial institutions remain agile and responsive to market demands.

Michael Charalambides comes from a banking background with solid academic and strategic foundation in macro-economics and politics. Since the dawn of the Fin-Tech industry Michael has become a part of many leading industry projects and regulatory bodies via contribution through his network of projects. He has successfully launched with his peers the ECOMMPAY brand, was part of the project that launched the first private POS payments terminal in Cyprus and now has taken on a new venture and created the family of ECOMMBX as an EMI regulated under the CBC. Michael’s favourite words that lead his vision are: “positive disruption” and “always work in the light”.

With an LLB and LLM in Medical Law from Nottingham Trent University, Adonis began his career as Cloud Research Manager at BroadGroup, where he specialised in researching the critical intersection between cloud technology and privacy law. Upon returning to Cyprus, he transitioned into journalism, writing for IMH’s GOLD Magazine and the online portal CBN.com.cy. His expertise in covering technology and finance has made him a respected voice in these sectors, providing in-depth analysis and commentary on the rapid changes shaping the local and global economy.

Panayiotis Theodosiou is a technology and operations leader with deep expertise in financial services and digital transformation. As Chief Operations Officer at Moneygate Solutions, he oversees technology infrastructure, payments networks, and operational excellence across the organization. With a background spanning product management, systems architecture, and fintech innovation, Panayiotis drives initiatives that enhance efficiency, scalability, and compliance alignment. He is also the founder of PrimeAML, an AI-powered platform revolutionizing transaction monitoring and regulatory intelligence. Passionate about bridging technology with business strategy, he focuses on building resilient systems, optimizing end-to-end operations, and shaping the future of intelligent financial ecosystems.

Following a 23 year career as a Partner in PwC Greece, George acts as a Senior Advisor responsible for Growth Strategy formulation and Business / Practice development on new Geographies, responsible in specific for leading the cooperation with the PwC Cyprus Office around Technology Services offerings (Enterprise Digital, Cybersecurity, Applications & AI, Data and Analytics).

He started his career as a Management Consultant in PwC UK, London office. He continued his career in I.S Latsis Group of Companies in Greece, in the capacity of an Advisor to the CEOs / C-Suite, concerning reorganisation and technology initiatives of the Group.

He has rejoined PwC and established the Technology Practice that he has led over 20 years, being responsible for all information Technology (IT) Advisory related Product and Services for PwC in Greece. He has cooperated with Management Teams of major Organisations in Financial Services, Telecoms, Private Companies and Public Utility Organisations (ΔΕΚΟ).

He has served as President and member of the Governance Body of PwC in Greece as well as Managing Director and Board Member of PwC Business Consulting Entities.

He holds a BSC in Mathematics (University of Athens) and an MSc in Analysis, Design and Management of Information Systems (LSE).

Joseph was born in 1984. He graduated from the English School Nicosia and in 2006 obtained his B.Sc. degree in Economics, from the University College London (UCL). He is a qualified Chartered Accountant and holds an Executive master’s in Business Administration (Executive M.B.A.) from the University of Cambridge in the United Kingdom. Between 2007 and 2017 he worked in various Global Banking Institutions in London, after completing his qualification with Ernst & Young London, while working within their Investment Management Assurance practice. In 2010 he joined the Royal Bank of Scotland (RBS), as Manager in a variety of Group Strategy and Risk roles. At RBS, Joseph was heavily involved in the balance-sheet restructuring that underpinned the Bank’s financial and operational turnaround during that time, including work on the ringfencing of the Bank’s Retail activities, the divestment of ~300 branches and the Asset Protection Scheme. In 2014, Joseph joined HSBC, as a Senior Portfolio Manager, leading a plethora of de-risking activities with a focus in commercial banking and a mandate that span across the European region and immersed himself in key strategic and regulatory risk initiatives for HSBC Europe. In August 2017, he joined Hellenic Bank as Manager of Enterprise Risk Management & Governance. In April 2020, he was appointed as Interim Chief Risk Officer and in September 2020 was appointed as Chief Risk Officer, a position he now holds for Eurobank Ltd, following the legal merger. He was a core member of the deal team that negotiated the agreement for the acquisition of ex-CCB assets and liabilities but also heavily involved in other transactions (RCB, CNP etc).

Maria M. Kiteou holds the position of Manager of the Operations Division at National Bank of Greece (Cyprus) Ltd, overseeing a broad range of banking activities including the International-Syndication Desk, Customer/Loans Administration, Cards, Payments, supporting the Bank’s strategic growth. With over two decades of experience in financial services, she has played a pivotal role in establishing the Bank’s International Business Banking Units and expanding its Trade Finance activities.  Prior to joining NBG, Maria held senior positions at Barclays International for almost ten years, where she delivered a wide spectrum of services to international clientele mainly to UK, Eastern Europe, AFCARME, Saudi Arabia countries.

Born in 1969, he is a key player at Alpha Bank, contributing significantly to the success of the Organization. His educational background includes studying BΕng Electrical and Electronics Engineering and obtaining an MSc in Engineering and Physical Science in Medicine from Imperial College, University of London, showcasing a unique blend of technical knowledge and strategic insight. Joining Alpha Bank in 1994, he embarked on his professional journey as a dealer in the Treasury Division. His early responsibilities centered around managing the Bank’s foreign exchange and interest rate risk, displaying a keen understanding of financial intricacies. In 2000, his capabilities were recognized when appointed by the Managing Director to set up Alpha Finance Ltd as a Manager. In this pivotal role, he demonstrated leadership and organizational skills by supervising all aspects of the company. Transitioning to the Cards Division in 2004, he not only served as a Supervisor but also played a key role in establishing a new unit responsible for assessing all retail credit applications. His career within the organization continued to progress as he moved through various roles, ultimately becoming the Manager of the Division. Since 2011, he has held the significant position of General Manager of Operations and an executive member of the Board of Directors at Alpha Bank. In this capacity, he oversees critical operations divisions, including IT, organization, digital banking, MIS and planning, property, payments, and investment products operations. His role extends to formulating and implementing the business and IT strategy of the Bank, reflecting his comprehensive approach to contributing to Alpha Bank’s continued success.

Vasilis Charalambous is a Senior Lawyer at George Z. Georgiou & Associates LLC and the Head of GZG Tech, advising public and private sector clients on emerging technologies including Artificial Intelligence, Blockchain, Cryptocurrencies and personal data issues. He is the President of the Technology Committee of the Cyprus Bar Association and a regular speaker at conferences and seminars and writes for various publications on topics related to innovation and technology.