Location

03 December 2025

Language

English

Time

08:30

Location

Hilton Nicosia Hotel

Language

English

The Future of Banking

·       Trends, Challenges, Opportunities and the Key Themes Shaping the Future of Banking in 2026 and Beyond

·       How to Achieve Sustainable Growth and Profitability

FACTS AND FIGURES

Delegates
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Sponsors & Supporters
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Distinguished Speakers
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Audience

The Forum is addressed to Members of the Board of Directors, CEOs and other Senior C-level Managers from:

  • Local and Foreign Authorised Credit Institutions (Banks) based in Cyprus
  • The Central Bank of Cyprus and other regulating authorities
  • EMIs
  • Payment Institutions
  • Investment Firms
  • Other financial services organizations
  • Insurance Companies
  • Professional services firms (accountants, lawyers)
  • Consultants
  • IT / FINTECH solutions providers

 

In particular:

  • Members of the Board of Directors
  • CEOs
  • Senior Managers
  • Heads and officers of retail, commercial and corporate banking
  • Heads and officers from SMEs banking
  • Strategy Departments
  • Risk Management Departments
  • Cards departments
  • CRM and Customer Data Management Systems
  • IT departments
  • Marketing Departments

THE CONFERENCE

The Banking, Payments & Fintech Forum and EXPO is the largest gathering within Cyprus’ financial services sector. The Forum aims to explore strategic transformations shaping the future of banking in Cyprus and Europe. This year, the forum will have a strong emphasis on the key themes of shaping the future of banking, digital innovation, artificial intelligence, the future of risk management and banking operations. It will also discuss how financial institutions can redefine their business models to thrive in a rapidly changing environment. The Forum is addressed to senior executives and decision-makers from Banks, Investment Firms, FinTechs, EMIs, and Payment Institutions.

Speakers

Christodoulos Patsalides

Governor of Central Bank of Cyprus

Dr. Michael Salmony

CEO, Payments Innovation Consulting

Maria M. Kiteou

Operations Division Manager, National Bank of Greece (Cyprus)

Nicholas Mavrogenis

Senior General Manager – COO, Alpha Bank

Agenda

Keynote Address: The Central Bank’s Outlook on the Banking Landscape
  • The Banking Sector: A Pillar of Economic Stability
  • The Agenda and Priorities of ECB and the Central Bank of Cyprus
The Future of Banking and Payments in Europe
  • Future Trends (Banking: from product to ecosystem)
  • Future Challenges (AI fraud, Quantum, over-Regulation, …)
  • Future Opportunities (Tokenisation of Assets, Monetisation of Data Sharing, …)
  • How to achieve Growth, Profitability, Innovation, Stability
  • Conclusions and Recommendations
The Future of Banking in Cyprus

Fireside chats with Bank CEOs

  • Trends, Challenges, Opportunities and the key themes shaping the future of banking in 2026 and beyond
  • How to achieve sustainable growth and profitability
Panel Discussion: The Cyprus EMIs / Payment Institutions
  • Digital Payments, the true game changer for banks
  • The Future of Electronic Money
  • Megatrends shaping the banking and financial services industry
Panel Discussion: Artificial Intelligence in Banking – The Digital Transformation

Artificial intelligence is revolutionising the banking sector, promising to enhance efficiency and productivity in a rapidly changing economic landscape. However, many institutions are grappling with how to harness AI’s potential while managing risks and costs.

  • How can banks leverage AI to drive innovation while safeguarding against security and ethical challenges?
Panel Discussion: The Future of Risk Management in a Digital Banking Landscape

Risk Management Officers Explore Emerging Threats, Strategies, and Innovations in the Digital Era

  • How digital transformation is reshaping risk exposure and strategy
  • Leveraging AI and analytics for proactive risk management
  • Balancing innovation with regulatory compliance
Panel Discussion: Transforming Banking Operations for Efficiency & Growth

Operations Managers Discuss Innovative Strategies, Challenges, and the Future of Banking Operations

  • Current trends and practical approaches for bank back office and operations
  • Driving Efficiency through Centralization, Process Optimization and Automation
  • Embracing Digital Transformation in Bank Back Office and Operations function

Agenda

Keynote Address: The Central Bank’s Outlook on the Banking Landscape
  • The Banking Sector: A Pillar of Economic Stability
  • The Agenda and Priorities of ECB and the Central Bank of Cyprus
The Future of Banking and Payments in Europe
  • Future Trends (Banking: from product to ecosystem)
  • Future Challenges (AI fraud, Quantum, over-Regulation, …)
  • Future Opportunities (Tokenisation of Assets, Monetisation of Data Sharing, …)
  • How to achieve Growth, Profitability, Innovation, Stability
  • Conclusions and Recommendations
The Future of Banking in Cyprus

Fireside chats with Bank CEOs

  • Trends, Challenges, Opportunities and the key themes shaping the future of banking in 2026 and beyond
  • How to achieve sustainable growth and profitability
Panel Discussion: The Cyprus EMIs / Payment Institutions
  • Digital Payments, the true game changer for banks
  • The Future of Electronic Money
  • Megatrends shaping the banking and financial services industry
Panel Discussion: Artificial Intelligence in Banking – The Digital Transformation

Artificial intelligence is revolutionising the banking sector, promising to enhance efficiency and productivity in a rapidly changing economic landscape. However, many institutions are grappling with how to harness AI’s potential while managing risks and costs.

  • How can banks leverage AI to drive innovation while safeguarding against security and ethical challenges?
Panel Discussion: The Future of Risk Management in a Digital Banking Landscape

Risk Management Officers Explore Emerging Threats, Strategies, and Innovations in the Digital Era

  • How digital transformation is reshaping risk exposure and strategy
  • Leveraging AI and analytics for proactive risk management
  • Balancing innovation with regulatory compliance
Panel Discussion: Transforming Banking Operations for Efficiency & Growth

Operations Managers Discuss Innovative Strategies, Challenges, and the Future of Banking Operations

  • Current trends and practical approaches for bank back office and operations
  • Driving Efficiency through Centralization, Process Optimization and Automation
  • Embracing Digital Transformation in Bank Back Office and Operations function

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